Canadian residents are covered under provincial health insurance plan. However, there are many expenses which may not be covered by your provincial health insurance plan like prescription drugs, dental care, vision care, private room in the hospital, etc. Medical Insurance offered by insurance companies fills the gap by providing coverage for these expenses.
These customized plans are very flexible and affordable and provide coverage to you and your family for prescription drugs, dental services, vision care, emergency travel coverage, hospital coverage, extended health care benefits such as registered specialists and therapists, hearing aids, homecare and nursing and much more.
There are some plans which cover pre-existing health issues too. Insurance company does not ask for Medical Questionnaire at the time of application. These plans may be the best solution for those who have pre-existing medical conditions and are on regular medication.
Most of the big companies offer group medical plan to their employees. Employees have coverage as long as they are working with their company. There are plans for those employees whose group medical benefits have been recently terminated or are about to stop. Their acceptance is guaranteed. The group plan is converted into the individual plan. You can keep this coverage as long as you want regardless of any changes in your employment or future health.
Self employed or business owners can offer medical insurance to their staff. The premium paid for the group medical insurance benefit provided to the employees can be deducted from the business income. It helps to boost the loyalty and the productivity of the employees.
Get your quote today for the plan that is designed to offer uninterrupted health and dental coverage to you, to your family or for group medical insurance plan for your employees.
